Bankruptcy Services in Macomb County, MI
Clinton Township-based Macomb County Bankruptcy Services and Daniela Dimovski are proud to offer the following services to our clients:
- Free initial consultation
- Free budget analysis
- Evening and weekend appointments
- Timely response to telephone calls
We serve Macomb County, Oakland County and Wayne County.
Here are just a few of the cities we service:
- Clinton Township
- Sterling Heights
- Shelby Township
- New Haven
- New Baltimore
- St. Clair Shores
- Mt. Clemens
- Port Huron
- St Clair
- Harrison Township
Macomb Bankruptcy Attorney and Daniela Dimovski help people file for relief under the Bankruptcy Code. The staff at our Clinton Twp location will look at your individual circumstances and determine whether bankruptcy is appropriate as well as which chapter of bankruptcy will work best for you.
Known as a "fresh start," Chapter 7 bankruptcy allows a person to eliminate most or all of his or her debt. While filing for Chapter 7 allows people to keep certain properties, it does not usually absolve student loan debt. Medical, credit card, and personal loan debt, as well as other kinds, can be dissolved with Chapter 7 bankruptcy.
» Learn more about Chapter 7 Bankruptcy
Chapter 13 bankruptcy allows a person to consolidate his or her debt while making convenient monthly payments to a trustee. Repayment plans are determined by monthly income and expenses as well as the amount and nature of the debt. Most Chapter 13 bankruptcy repayments take place over a three-to-five year period.
» Learn more about Chapter 13 Bankruptcy
If you have debt on its way to collections, it's crucial that you negotiate an affordable payment schedule to avoid paycheck garnishments. But it is possible to stop or even reduce you're a garnishment on your wages. Two of those ways are Chapter 7 or Chapter 13 bankruptcy.
» Learn more about Stopping Paycheck Garnishments
When it comes to stopping collections calls, the most important thing anyone can do is simply negotiate a payment schedule with their debt collectors. It's also important to remember that if preferred, no one has to talk to debt collectors on the phone. You can request to communicate via letters or email.
» Learn more about Stopping Collections Calls